CYH Tag Archive

3 Tasks: Easy, Dreaded, and Challenge

Each day you are confronted with three distinct tasks – they are Easy, Dreaded, and Challenge. Easy tasks are typically routine stuff. You know how to do them and they don’t take much effort to complete. Dreaded...

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Do your best but luck decides

Many times, we may have expectations of receiving a reward for our efforts, and when we don’t get what we believe we deserve, we end up feeling disappointed. This mindset may have been instilled in us from a young...

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Thoughts on The Art of War by Sun Tzu

It started off with a question to ChatGPT about the best Lindy books: And the drinking buddies said to read all as a challenge and write something that ChatGPT would not be able to generate. It was decided when we were...

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Book of the Year 2022

I wrote a lot this year but just not on this blog. Today is the last day of 2022 and I finally get myself to do the book of the year 2022. 2022 was a trying year. I guess not just for me but for many people too. For...

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Prices go down = lose confidence

This is something that I have observed: investors’ confidence in their stocks wavers with the price movements. If prices are going up, they feel very confident about their picks. When prices are going down, they...

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Sequence of returns and how it can screw your life

Judging an investment based on its past average returns is a dangerous thing. It gives us a false sense of what the future might bring. It is not just that ‘historical returns are not indicative of future...

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Time in the market vs Timing the market

The finance industry likes to remind clients that ‘time in the market’ is more important than ‘timing the market’. This is one of the dangerous half truths that harms investors when taken out of...

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The for and against cases against Bitcoin

Bitcoin (BTC) has crashed 30% in the last week. It makes the drop in US stocks look weak. BTC has reached a peak of $67,567 on 8 Nov 2021 and has since tanked by 67%. Mind you that this is the iconic crypto that many...

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How to value loss-making companies

Many young, fast-growing companies have managed to list on the stock market in recent years. What used to be exclusive to venture capitalists have now been tradable by retail investors. But investors are not used to...

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First, they got rich from commodities. Then real estate and banking. Now what?

I observed a few patterns among the richest in Singapore across generations. The first generation got rich from commodities although they eventually branched out to other businesses and formed conglomerates. Tan Kah Kee...

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