CYH Tag Archive

4 levels of action

I observed some people take more action than the others and see more results in life, while others seem to be always waiting for something and procrastinating their actions. I thought it would be interesting to create a...

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大钱赢小钱

There’s a saying in Chinese, 大钱赢小钱. Interpretation: you generate a return that is a portion of your capital. Some investors want to make a lot of money with little money 小钱赢大钱. It causes them...

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Money can change behaviour when it is significant enough

It is easy for anyone to return a wallet and feel righteous about the act. But it becomes harder when the wallet contains a life-changing amount. Same thing for family inheritance. There’s nothing to fight for...

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Book of the Year 2020

2020 is an unforgettable year and it will definitely go into the history books. Many lives have been lost due to Covid-19 and the rest of us alive should be grateful and we should stay positive to rebuild our world. I...

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What is more deadly than bombs, war and fire combined – evolution

Singaporeans should have heard about Robinsons closing down for good. I read the memory piece by Straits Times and had the following reflection. The outlet at Raffles Chambers was hit twice by Japanese bombs in 1942. It...

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UX of a cash machine

I was at the NTUC supermarket queuing up to pay. There was a customer in his eighties making payment. He had no wallet and was counting his notes and coins. He inserted the notes into the cash machine and subsequently...

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It is okay that investors are not 100% rational

I loved to draw when I was young. And I scored pretty well in art while in school. But I don’t count myself as an artist. Far from it. I had no intention to become an artist. Maybe because I was told that it was...

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Evolution of human’s attire

170,000 years ago – Clothes. Africans started wearing clothes before migrating to colder climates at higher latitudes. 40,000 years ago – Shoes. Researchers have found several differences between feet that...

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Expressways = wealth pyramid

Typically, there are three lanes on the expressways. Rightmost = Lane 1 – sports cars Middle = Lane 2 – majority of the passenger cars Leftmost = Lane 3 – trucks, lorries and slow moving vehicles The...

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Value investors should adapt and invest in tech stocks but there’s a bubble brewing now

“Value investors are making an epic 34.7% short bet against the technology sector.“ The underperformance of value investing could simply be attributed to the absence of tech stocks in the portfolio. No...

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