CYH

The evolution of the creator economy

The creator economy has been on my mind lately as it is something close to my heart having to have built a business in it. The term wasn’t coined when I first started. It has been more than a decade and it is...

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Guts and Humility

I come to realise successful investing boils down to having guts and humility. Having the guts to buy when the market is down. It doesn’t matter how much research you have done if you do not have the guts to press...

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Specific tech selloff phenomenon and how to deal with it

I always held the belief that a tech selloff would trigger a market wide selloff. But I was wrong. The selloff recently has been specific to tech stocks and value stocks in fact came back to life. Many talked about...

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4 levels of action

I observed some people take more action than the others and see more results in life, while others seem to be always waiting for something and procrastinating their actions. I thought it would be interesting to create a...

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大钱赢小钱

There’s a saying in Chinese, 大钱赢小钱. Interpretation: you generate a return that is a portion of your capital. Some investors want to make a lot of money with little money 小钱赢大钱. It causes them...

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Money can change behaviour when it is significant enough

It is easy for anyone to return a wallet and feel righteous about the act. But it becomes harder when the wallet contains a life-changing amount. Same thing for family inheritance. There’s nothing to fight for...

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Book of the Year 2020

2020 is an unforgettable year and it will definitely go into the history books. Many lives have been lost due to Covid-19 and the rest of us alive should be grateful and we should stay positive to rebuild our world. I...

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What is more deadly than bombs, war and fire combined – evolution

Singaporeans should have heard about Robinsons closing down for good. I read the memory piece by Straits Times and had the following reflection. The outlet at Raffles Chambers was hit twice by Japanese bombs in 1942. It...

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UX of a cash machine

I was at the NTUC supermarket queuing up to pay. There was a customer in his eighties making payment. He had no wallet and was counting his notes and coins. He inserted the notes into the cash machine and subsequently...

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It is okay that investors are not 100% rational

I loved to draw when I was young. And I scored pretty well in art while in school. But I don’t count myself as an artist. Far from it. I had no intention to become an artist. Maybe because I was told that it was...

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